Large selection
Select from more than 20 states that offer tax liens in the US.
Attractive Interest Rates
Up to 18% gross return per year possible.
Low Minimum Invest
Start investing with small amounts
Individual Risk
From secure family homes to speculative commercial properties.
Government guarantee
On either the repayment of the invested amount or the possibility of buying the property at auction.
High Legal Certainty
The USA is exemplary when it comes to the security of financial investments and property ownership.
FAQ
Who can invest in tax liens with us?
Any natural or legal person with full legal capacity, other than citizens, residents and/or corporations having their registered office or branches in the following countries: UNITED STATES OF AMERICA, CANADA, AUSTRALIA, JAPAN or other countries where the offering of such an investment would be against local law would be or subject to an embargo by the United States.
Also excluded are persons and companies that are currently subject to insolvency and/or bankruptcy proceedings, as well as companies that are in liquidation.
In What Can You Invest?
Investments are made in tax liens of various US states. The current investment pool is for:Florida Tax Liens from the 2024 auction
Single investor or via pool?
With sufficient investment capital, a single investment is more flexible and often more profitable.
However, access to US Tax Liens is reserved exclusively for US individuals and companies. By participating in a pool in the form of a US corporation, foreigners can also participate in this form of investment. Pools also offer the opportunity to participate with lower sums.
What can I earn?
Tax liens generate between 0.25% and 18% interest (before taxes) p.a. The exact interest rate is determined by a bidding process. Different investors underbid each other, whoever offers the county the lowest interest rate wins the contract.
Interest for borrowers who own a higher quality home is often lower than, for example, interest on unpaid taxes on vacant properties.
How does it work?
Investments are made through participation in a US corporation. The capital to be invested will be brought into the investment pool in the form of preferred shares without voting rights.
Upon completion of the investment, the Company repurchases the previously issued shares at the original issue price. The interest is distributed in the form of dividends. Alternative payment methods are possible by arrangement.
How long is my money invested?
Tax liens can run for a few days up to seven years. For each individual tax lien, this depends on the debtor, who can pay off his land charges at any time during these seven years. If a debtor repays his open land charges plus interest, the money is usually available to the investing company within 2-4 weeks and can either be paid out to the investor or – if other lien auctions are running at the same time – be reinvested.
What is the minimum investment?
The minimum investment is USD 25,000 (twenty-five thousand US dollars). Higher investments are possible in steps of full thousands (26,000, 27,000,…).
At least ten (10) investors of USD 25,000 each are required to start a pool.
If fewer than ten investors come together, the investors get back their uninvested capital minus any bank fees.
As an individual investor, the minimum investment (when using our service) is USD 250,000. On the part of the states, however, there is usually no minimum investment for direct investments.
Different minimum:
In countries that have a regulation that this form of investment may only be offered to qualified investors without the publication of a prospectus, the minimum investment is the sum provided for in the local definition of a qualified investor. In these countries, the minimum denomination is always an integer multiple of the legally regulated minimum investment.
If a local legal regulation stipulates that only a certain number of investors may be admitted to this investment before a prospectus is required, the number of investors from this country is limited to the corresponding value.
Is my investment safe?
After a certain waiting period (depending on the county 2-3 years) there is the possibility to initiate the foreclosure of the property. This can result in separate costs that have to be borne by the investor. If no foreclosure sale is initiated within 7 years, the tax lien expires and the invested capital is lost. All tax liens on this property will be paid from the proceeds of the foreclosure sale.
The investment is not secured. Total loss is possible.
Can i liquidate my investment at any time?
As an individual investor: There is no liquid market for tax liens. In general, however, the shares in the Investment-Pool Corporation can be transferred to third parties. An administration fee may apply for the transfer.
In the pool: no, that is not possible. The offer to repurchase the Shares is subject to the repayment of the relevant Tax Liens.
Until when can I join?
The subscribed capital must be available to the company by April 30, 2024. If capital arrives late, there can be no guarantee that it can be fully placed on the market.
Can I invest into particular pieces of real estate?
As an individual investor: Yes
In the pool:
Due to the large amount of data, it is usually not possible to invest in very specific objects, but the desired county and the desired property class (home, apartment building, commercial property, …) can be selected.
An interest rate bid can also be set. In this case, the desired interest rate is always specified as the minimum bid. Minimum bids that are too high can mean that not all of the capital can be successfully invested in tax liens.
What are the costs?
US capital gains tax is due on the interest income on a US corporation basis. At the time of publication of this document, this is 21%. The tax rate in the year in which the profits are realized is relevant for taxation.
For the management of the investments and the operation of the investment pool, a flat fee of 10% of the earned interest is charged.
Any fees incurred for deposits and withdrawals of capital shall also be borne by the investor and costs for the initiation and implementation of foreclosure auctions will be charged to the investor at cost price plus a service fee of 5% of the auction value.
US withholding taxes may apply based on the investor’s residency. The exact amount can be found in the respective double taxation agreement.
Legal limits
This website is not an offer or a prospectus and is not directed to residents of countries where such offers may only be made by means of a prospectus or only with the approval of a regulatory authority.
To ensure that we only make offers to countries where we are permitted to do so, it is not possible to purchase a product or service online on this website. After contacting us, we determine individually whether we may make a corresponding offer to the respective person in their country of residence.
Information on legal matters
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